For SaleDuplex

40-42 Locust Street

$658,900
2 Bed + Den2 Bath1500-2000 sq ft2d on market
MLS# X13688240St. Thomas, St. Thomas · N5R 2C1
Bedrooms
2 Bed + Den
Bathrooms
2 Bath
Size (MLS Range)
1500-2000 sq ft
Parking
4 None

About This Listing

Welcome to 40-42 Locust Street, located on the South side of the City of St Thomas. This well-maintained, two storey, purpose-built all brick duplex offers an excellent opportunity for an investor, extended family, or owner occupier looking for additional income. Unit 40, located on the left Is the main floor unit, offers a spacious living room with patio doors opening onto a welcoming front porch. The eat-in kitchen includes a fridge, stove, and dishwasher. The generously sized primary bedroom features patio doors leading to a concrete rear porch and beautifully fenced-in yard. A second bedroom, 4pc bathroom, and convenient in-unit laundry complete the unit. Efficient hot-water boiler heating with in-floor heating provides comfort and warmth throughout. Unit 42, the upper unit, offers a similar spacious layout with a bright living room and patio doors leading to a front deck. The eat-in kitchen includes a fridge, stove, and dishwasher. A generously-sized primary bedroom, second bedroom, 4pc bathroom, a convenient second-floor laundry provide comfortable and practical living. The same efficient hot-water boiler system with in-floor provides warmth and helps keep operating costs manageable. Both units share access to a large fully fenced backyard, providing excellent outdoor space and privacy. A shared storage shed offers additional convenient storage for both units. Offering two self-contained units and an attractive opportunity for investors or buyers to live in one unit while generating rental income.

Monthly Mortgage (P&I)$2,871
Property Tax (MLS)$314
Maintenance Fees$0
Total Monthly Cost$3,185

Down payment: $131,780 (20.0%) · Mortgage: $527,120

Property tax uses MLS annual tax of $3,771/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.

Property Details

MLS NumberX13688240
Property TypeDuplex
Style2-Storey
Listing TypeFor Sale
StatusActive
Bedrooms2 Bed + Den
Bathrooms2
Size1500-2000 sq ft
Year Built2015
Parking Spaces4
Parking TypeNone
Property Tax$3,771/yr
Days on Market2
Listed2026-08-18
CommunitySt. Thomas
MunicipalityElgin
Cross StreetFifth Ave

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Data last updated: August 23, 2026 at 12:26 p.m.