23 Spencer Street
23 Spencer Street
$849,000
2 days on market
About This Listing
The Waterways is a unique and coveted enclave of newly built homes that make you feel like you've entered a beautiful private community. Situated on the banks of the Muskoka River, you can enjoy water sports at your own leisure, an afternoon swim or a good book on the park bench. The current owner purchased 23 Spencer Street (Freehold End Unit) as a model home. The build is ideal for someone who appreciates quality finishes and a bright and open concept floor plan. The primary bedroom is ideally located on the main floor making it feel like a bungalow. Three bedrooms on the second floor for overnight guests or extended family, an office or even a studio. Walls of windows on three sides allow natural light to flood the over 2,000 above grade square feet. Soaring ceilings in the primary bedroom and great room, large chefs kitchen with movable island, gas stone fireplace, double car driveway and access to a large mudroom from the garage are just a few of the upgrades you find in this home. Fibre optics are in place for quality internet and cable connections. Maintenance free living with a monthly fee covering grass cutting and snow removal with all the enjoyment of it being a freehold home. Simply put, this home is ideal for somebody who doesn't want to sacrifice square footage. Enjoys main floor living. Likes the outdoors without all of the maintenance and has the security of living in a private and close knit community
| Monthly Mortgage (P&I) | $3,699 |
| Property Tax (MLS) | $457 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $4,156 |
Down payment: $169,800 (20.0%) · Mortgage: $679,200
Property tax uses MLS annual tax of $5,487/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by RE/MAX ESCARPMENT REALTY INC.
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Data last updated: August 23, 2026 at 06:25 a.m.