120 Elgin Crescent
120 Elgin Crescent
$749,000
28 days on market
About This Listing
Situated in one of Waterloo's most desirable and walkable neighbourhoods, 120 Elgin Crescent presents a well-kept 4-bedroom, 2-bathroom bungalow with a layout designed for both everyday living and flexibility. The main floor features a dedicated den, offering the perfect space for a home office, playroom, or quiet retreat. The kitchen is thoughtfully laid out with solid maple cabinetry and a gas stove, providing both charm and practicality for cooking and entertaining. The fully renovated basement (2025) adds an impressive extension of living space, complete with a large rec room and a modern dry bar, ideal for hosting or relaxing. Outdoors, the oversized backyard offers a private setting perfect for entertaining, gardening, or enjoying quiet time. A garden shed adds extra convenience, while the detached one-car garage and total of five parking spaces ensure plenty of room for vehicles and guests. A great opportunity for those looking to enjoy a peaceful residential setting while staying close to local amenities, this home offers space, comfort, and functionality throughout.
| Monthly Mortgage (P&I) | $3,263 |
| Property Tax (MLS) | $397 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $3,660 |
Down payment: $149,800 (20.0%) · Mortgage: $599,200
Property tax uses MLS annual tax of $4,766/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by EXP REALTY
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Data last updated: August 23, 2026 at 12:26 a.m.