115 First Street
115 First Street
$645,000
26 days on market
About This Listing
Welcome to your perfect Belwood lakeside escape, where comfort, relaxation, and unforgettable family memories come together. Set on a wide, beautifully maintained lot, this inviting 1,200 sq. ft. cottage offers the ideal blend of charm, functionality, and waterfront living. The spacious primary bedroom is a true retreat, featuring stunning lake views and a private walkout to the deck, perfect for enjoying your morning coffee as the sun rises over the water. Two additional bedrooms, complete with bunk room accommodations, provide plenty of space for family, grandchildren, or weekend guests. Designed for easy entertaining, the open-concept kitchen, dining, and living area flows seamlessly to the expansive lakeside deck, creating the perfect indoor-outdoor living experience. A convenient laundry room and 1.5 bathrooms add everyday comfort and practicality. Outside, everything is ready for your summer enjoyment. The dock is already in place, and three storage sheds provide exceptional versatility, including a dedicated workshop for tools or tinkering and two newer sheds ideal for kayaks, paddleboards, water toys, and seasonal gear. Two Cover-All shelters offer excellent covered parking and additional storage. Whether you're looking for a peaceful weekend retreat or a place to gather with family for generations to come, this lovingly cared-for waterfront cottage delivers. Conveniently located just a short drive from Fergus and its shops, restaurants, and amenities, you'll enjoy the perfect balance of quiet cottage living and easy access to everything you need.
| Monthly Mortgage (P&I) | $2,810 |
| Property Tax (MLS) | $115 |
| Maintenance Fees | $0 |
| Total Monthly Cost | $2,926 |
Down payment: $129,000 (20.0%) · Mortgage: $516,000
Property tax uses MLS annual tax of $1,384/yr. Uses the standard Canadian semi-annual compounding convention. Estimates only—not a pre-approval or offer of credit. Actual rates and eligibility may vary. Provincial sales tax on mortgage insurance, when applicable, is not included. Consult a mortgage professional for accurate figures.
Property Details
Listing provided by Keller Williams Home Group Realty
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Data last updated: August 23, 2026 at 04:26 p.m.